100,000 Chase Ultimate Rewards® Points after you spend $5,000 in the first 3 months
| Bonus | Spending Multipliers | Currency | Annual Fee |
|---|---|---|---|
$1,000 Cash Value
|
3%
3%
3%
|
Points | $95 |
All information about the Chase Sapphire Preferred® Credit Card has been collected independently by CashFreely. The Chase Sapphire Preferred® Credit Card is no longer available through CardRatings on this site.
This is an excellent all-around card, and the one we consider the #1 card for beginners. Hands down the single best "starter card" for beginners and MVP card for overall value and flexibility. For those looking for cash back, 100,000 Chase Ultimate Reward points can redeemed for $1,000 cash back.
Everyday earning is excellent: 3x points on dining, select streaming, online groceries (excluding Target, Walmart and wholesale clubs), gas, EV charging, and vacation rentals like Airbnb and Vrbo, plus 2x on travel (5x through Chase Travel).
The best benefits of the card are travel-focused and more than cover the $95 annual fee: a $100 annual hotel credit for prepaid stays through Chase Travel℠ (no minimum nights), up to $120 toward Global Entry, TSA PreCheck®, or NEXUS every four years, a one-year Apple TV+ subscription (activate by December 31, 2026), no foreign transaction fees, primary rental car coverage, and travel protections including up to $100,000 in emergency evacuation coverage.
While points can be redeemed in many ways, with travel offering the best value, if you prefer cash back, the 100,000 points earned as part of this welcome offer can be redeemed for $1,000.
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