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75,000 Chase Ultimate Rewards Points after you spend $4,000 in the first 3 months
Bonus Spending Multipliers Currency Annual Fee
$750 Cash Value
(75,000 Points)
1%
3%
3%
Points $95

Limited Time Offer! A secret cash back card with a huge signup bonus worth $750 in cash back. Our #1 personal card that we recommend most often. Hands down the single best "starter card" for beginners and MVP card for overall value and flexibility. At a minimum, this card's value is $750 with even more upside booking travel through Chase Travelâ„ . This card includes 3x points on dining, select streaming services and online groceries (excluding Target, Walmart and wholesale clubs) and 2x points on travel. You'll also receive a $50 hotel credit annually with no foreign transaction fees and primary rental car coverage.

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